Personal Insurance Advisor Melbourne
Personal Insurance Advice
As you consider the most important things to protect in your life, such as your family, your future, and your lifestyle, it is important to have a plan in place to cover you during times of unexpected events. By having the right plan, you can ensure that you have the right amount of insurance with the right policies that are suitable for you and your family’s circumstances.
Types of Personal Insurance Available
Life Insurance
Income protection insurance
Your most valuable asset may be your ability to generate income. Your primary responsibility is to provide for yourself or your family. Income protection insurance is one of the most important insurance policies available. It is intended to replace your income if you are unable to work due to illness or injury.
You can obtain income protection insurance in a variety of ways, whether you invest through your super or out of your own pocket. We can assist you in determining the best type of income protection insurance for your needs. It may also be tax deductible to you.
Trauma Insurance – Critical Illness Cover
Trauma insurance is intended to protect you and your family from the financial consequences of serious illness or trauma by providing a lump sum payment that can be used to relieve financial burdens during this stressful time. Some of the common health conditions covered by Critical Illness Insurance are: Heart attack, Stoke, Organ failure, Cancers and tumors, Alzheimer’s disease / Dementia, and Deafness / blindness.
Trauma insurance provides a tax-free lump sum to help with school fees, medical costs, home loans, childcare, and other expenses, allowing you to focus your energy on getting better rather than worrying about money.
Total & Permanent Disability insurance
Serious illness or accidents can devastate a family’s finances and quality of life. Total & Permanent Disability (TPD) insurance policy can protect yourself and your loved ones even if you are unable to work again. TPD insurance policy can cover medical expenses, lost wages to you and your loved ones, debt payouts, and home modifications.
Why choose us?
Comprehensive analysis
Our team of experienced financial planners can conduct a comprehensive analysis of your personal circumstances and insurance needs to determine the level of coverage required. We can advise you on the appropriate type and level of insurance coverage needed to protect your financial well-being and that of your loved ones.
Regular reviews
We understand that your circumstances may change over time, and as such, we offer regular insurance reviews to ensure that your coverage remains appropriate and up-to-date.
Simplified process
Dealing with insurance can be complex and time-consuming. Our financial planning company can simplify the process for you by managing the application process on your behalf, liaising with insurers, and ensuring that your coverage is in place when you need it most.
Ongoing support
Our commitment to you doesn’t end once your insurance coverage is in place. We offer ongoing support and advice to ensure that your insurance remains appropriate and effective, and can provide assistance in the event of a claim.
frequently asked questions
Contact With Us
Have Any Question?
We encourage you to call us or drop a mail for enquires.
