Retirement Planner Melbourne

Retirement Planning

You might feel emotionally ready to retire but are you financially ready too?
Planning for your retirement should start many years ahead of actually retiring. Leaving it to a few years before you hope to retire can often be a rude shock to many who have to reduce their expectations of what retirement life might be.

Have you thought about how you will fund your retirement? Or how much do you need to o provide you with an income for the rest of your life to have a happy and fulfilling retirement? Am I on track for my retirement? How long is my money going to last?

When it comes to retirement planning, our expert retirement planners are here to help you answer these questions. A retirement plan can take away a lot of these uncertainties and ensure peace of mind and the ability to live happily in retirement.

Retirement provides an opportunity to do more of what you love. When it comes to retirement planning, you should consider how you want your life to be. Do you want to relocate to a new location? Going on vacation? Do you need a new car? Do you spend your evenings out? All of these things cost money, and deciding how you want to spend your time can help you figure out how much money you’ll need. This is especially true if you want to retire early.

What are your options?

With more flexibility and freedom to generate your retirement income than ever before, having the right plan in place is critical. With so many options available to use your savings, it can be challenging to make a decision. Below we list the common retirement plan and strategies.

Biggest Retirement Planning Mistakes – Don’t let this be you.

Working Long -People often become insecure about the money they need throughout retirement. This means some people continue working until old age or health prevents them. Don’t let this be you. We help you to retire on your own terms, or at least transition to retirement sooner.

Cash-out Investments at the wrong time – Through the Covid-19 epidemic, many people decided to sell their investments within retirement portfolios. If you do, you’ll miss the gains if the market turns around. This is not only for Covid-19 it is true for all market cycles.

Not getting advice – Financial planning advice is invaluable in the years leading up to retirement. Without assistance, how are you supposed to navigate the endless reams of superannuation and taxation legislation, learn about all of the strategies available to you, and create your own retirement plan? You can get the best possible advice from one of the leading retirement planners in Melbourne.

Why choose us?

It’s all about you

We know retirement plans will vary for every individual. We will provide a retirement plan designed just for you, based on your need and lifestyle. You will always have an access to a dedicated financial advisor at all times. We will be happy to answer every single one of your questions. Our regular reviews and adjustments will ensure your retirement plan always reflects your current situation.

We are retirement specialist​

We are providing service for more than 30 years to people who are planning for retirement or already retired. We work along with our partner firm TASC Accountants & Business Advisors who are experts in tax and business advisory.; so, you know that you’re working with experts.

Clear and Transparent Advice

As holders of our own Australian Financial Services License we are not aligned or biased towards any product provider or driven by commissions. All our advise is written in a clear simple methodology and all fees and charges are transparently explained.  All our plans are written to fit with your personal goals and objectives.

we are Experience Private Wealth Advisor
We are Independent

We are trusted ​

In an age when financial scams are a real threat to people’s livelihoods, you should always be on the lookout for financial advisers who has an Australian financial service license. Our Australian Financial Service License No: 478848.

Melbourne offices – National Services

We have three locations across Melbourne. You can meet our advisors in Melbourne, Dandenong, and Lilydale. We are willing to work with you via video or phone call, which means we have the ability to become your trusted partner regardless of your location.

frequently asked questions

• Housing costs, including rent or a mortgage, heating, water and maintenance ​
• Day-to-day living, such as food, clothing, transportation​
• Entertainment, including restaurants, movies, plays​
• Travel, including flights, hotels, and gas if driving​
• Cover for medical and other unexpected cost​
• Do I need to help family members out with cash handouts?
• What sort of lifestyle do I want to live in retirement
According to Association of Superannuation Funds of Australia (ASFA) retirement standards, which calculate how much money the average Australian would require to retire This standard assumes you retire at the age of 65, own your home (no mortgage), and are in good health.
There is no law about retirement. You can retire whenever you want.
It depends on your desired lifestyle and planned expenses throughout retirement and your current financial portfolio. If you have enough savings to oversee your retirement and you feel tired of working, you can always choose to retire.
According to money smart, the rule of thumb for estimating Australians with above-average incomes is to assume you'll need 67% (two-thirds) of your pre-retirement income to maintain the same standard of living.