SMSF Advisor Melbourne

SMSF Advisor (Self Managed Superannuation Fund)

There is a lot of marketing and media coverage about Self-managed superannuation funds (SMSF) in the financial market due to their flexibility and tax-effective nature. You can set up a super fund that you have full control of. You can customize it for your personal retirement needs. As with anything that is customized, plenty of options and research are necessary. It takes a lot of time, and effort, and comes with a lot of responsibility. Our specialist SMSF advisors can help you with setup, and advise you on investment strategies and regular audits.

What is a SMSF (Self Managed Superannuation Fund)?

SMSFs are private superannuation funds with a maximum of six members that you can set up by yourself. You will be in charge of managing the fund’s investments, which are subject to strict rules and regulations. According to SMSF statistics from the Australian Taxation Office (ATO) for June 2022, there are 605,469 SMSFs in Australia managing $892 billion in assets. We recommend these to some individuals because of the following benefits.

SMSF Setup

There is a lot that goes into setting up an SMSF – so much that the ATO has published a 30-page booklet on how to do it. Getting your SMSF set up correctly is critical to avoiding legal and administrative issues later on. Because your SMSF is your responsibility, it is critical that you understand its legalities as well as the investments you are making. Don’t stress out. Be sure to seek our professional team of SMSF advisors so that we can work with you to start your SMSF journey.

SMSF Investment Strategy

One of the main benefits of managing your own super is that you get to build your own SMSF portfolio. You are also responsible for making a good decision for other members’ benefit if SMSF is shared. As your circumstances change, so should your SMSF investment strategy. By working with our trusted SMSF advisors, we will continually provide you with guidance as to where to best invest your money to maximize returns and minimise fees.

SMSF Advise

If you have a SMSF, you are in charge and will be legally responsible for all decisions made by the fund, which is why it is crucial to seek professional advice when in doubt. That said using a trusted advisor will ensure you can take that risk and worry away. Whether you need frequent advice or one-time advice, our team of professionals is here to help you ensure your SMSF is in compliance with all applicable laws and legislation.

SMSF Audit

An annual audit is mandatory for self-managed super fund (SMSF) trustees, and it must also be performed by an auditor who is registered with the Australian Securities and Investments Commission (ASIC). This auditor must be independent, meaning that he or she has no financial interest in the SMSF and no personal or professional relationships with fund members or trustees. An SMSF auditor is in charge of analyzing a fund’s financial statements and determining compliance with superannuation legislation.

It’s all about you

We know SMSF will vary for every individual. We will provide an SMSF investment strategy designed just for you, based on your need and lifestyle. You will always have an access to a dedicated financial advisor at all times. We will be happy to answer every single one of your questions. Our regular reviews and adjustments will ensure your retirement plan always reflects your current situation.
Financial Advisor

We are SMSF specialists

We have been providing SMSF Investment services for over 30 years. We work along with our partner firm TASC Accountants & Business Advisors who are experts in tax and business advisory. so, you know that you’re working with experts.

Transparent fees

We are committed to providing transparent and competitive fee structures for our insurance advice services, ensuring that you have a clear understanding of the costs involved and the value that you are receiving from our services.

we are Experience Private Wealth Advisor
We are Independent

We are trusted ​

In an age when financial scams are a real threat to people’s livelihoods, you should always be on the lookout for financial advisors who has an Australian financial service license. Our Australian Financial Service License No: 478848.

Access to a range of investment options

As an independent financial advisers, we have access to a wide range of investment options, including direct property, listed shares, and alternative investments. This means we can offer you a choice of investment options and help you to select the most appropriate investments for your SMSF.

frequently asked questions

There are numerous costs associated with establishing and managing an SMSF, and SMSFs generally if you have a balance of more than $200,000, can be cost-effective when compared to a standard super fund. This also indicated by Forbes advisor.
The ATO is in charge of all SMSFs. Because everyone's situation is unique, it's always a good idea to seek financial advice before making any decisions or investments. A licensed financial advisor can provide you with unbiased advice.
Your SMSF must be properly set up in order to be eligible for tax concessions, It is better to consider hiring professionals to assist you in establishing an SMSF.
According to SMSF Association research, administration costs for an accumulation fund can range from $1514 to $3074 per year, and investment fees can range from 0.07% to 1.75% per year.
There is no official limit to how much SMSFs can borrow, but they can only do so in very specific circumstances and for very specific purposes. Seek advice on this matter.